Monthly Income & Family Protection Plan — ₹10 Lakh @ 9.5%
A Safer Today for a Brighter Tomorrow — Your Family, Our Priority
About this product
Monthly Income & Family Protection — ₹10 Lakh is a 5-year plan from Panchawati Multistate Co-operative Credit Society Ltd. (PMCC) that combines a guaranteed monthly income with family protection benefits, built around a one-time investment of ₹10,00,000 at 9.5% per annum.
The plan pays out ₹7,917 per month (₹95,000 annually), adding up to ₹4,75,000 in total income over the 5-year tenure. At maturity, the investor also receives a maturity bonus of ₹25,000 (2.5%) along with the full principal return of ₹10,00,000 — bringing the total benefit received to ₹15,00,000.
Beyond the income itself, the plan is designed to protect the investor's family: it includes accidental death cover up to ₹25 lakhs, hospitalization assistance up to ₹5 lakhs, family protection for peace of mind, and an attractive maturity bonus for additional returns. The plan emphasizes 100% principal security, no loan facility (keeping the corpus untouched), death claim with full benefits, a quick and easy claim process, and flexible tenure options — positioning it as both an income-generating and family-securing product under PMCC's "Secure Today, Protect Tomorrow, Grow Together" philosophy.
| Particulars | Details |
|---|---|
| Monthly Income (9.5% p.a.) | ₹7,917 per month |
| Annual Income | ₹95,000 |
| Total Income in 5 Years | ₹4,75,000 |
| Maturity Bonus (2.5%) | ₹25,000 |
| Principal Return | ₹10,00,000 |
| Total Benefit You Receive | ₹15,00,000 |
| Plan Name | Monthly Income & Family Protection Plan |
| Society | Panchawati Multistate Co-operative Credit Society Ltd. (PMCC) |
| Investment Amount | ₹10,00,000 |
| Rate | 9.5% p.a. |
| Tenure | 5 Years |
| Monthly Income | ₹7,917 |
| Annual Income | ₹95,000 |
| Total Income (5 Years) | ₹4,75,000 |
| Maturity Bonus | ₹25,000 (2.5%) |
| Principal Return | ₹10,00,000 |
| Total Benefit | ₹15,00,000 |
| Accidental Death Cover | Up to ₹25 Lakhs |
| Hospitalization Assistance | Up to ₹5 Lakhs |
| Loan Facility | Not available (100% principal security maintained) |
Download the Monthly Income & Family Protection — ₹10 Lakh brochure with highlights, figures and contact details.
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