PMCC 2 Year — Sampada Growth Plan @ 6.5%
Save More, Grow Safely — a 2-year rebate-benefit growth plan at 6.5%
About this product
The PMCC 2 Year — Sampada Growth Plan sits between PMCC's Sanchay Quick Save (1 year) and Nitya Balance (3 year) plans, offering a fixed 6.5% return over a 2-year tenure. It carries the same three contribution modes — Monthly, Half-Yearly, and Yearly — with contributions starting at ₹500/month and scaling up to ₹10,000/month or more.
As with the other PMCC plans, choosing Half-Yearly or Yearly mode unlocks a rebate benefit that lowers the effective investment needed for the same maturity value. For a ₹10,000/month commitment paid Yearly, the effective investment is ₹2,32,800 (a saving of ₹7,200) against ₹2,40,000 under the Monthly mode — while maturing to the same estimated ₹2,72,000, delivering a net profit of ₹39,200 versus ₹17,000 on the Monthly mode.
Sampada Growth is positioned as a mid-tenure option for investors who want a step up from a 1-year plan's returns without committing to a full 3-year horizon — a balance of growth and flexibility.
| Monthly Investment | Mode | Effective Investment | Rebate Benefit | Est. Maturity | Net Profit |
|---|---|---|---|---|---|
| ₹500 | Monthly | ₹12,000 | — | ₹12,850 | ₹850 |
| ₹500 | Half-Yearly | ₹11,760 | ₹240 Saved | ₹13,200 | ₹1,440 |
| ₹500 | Yearly | ₹11,640 | ₹360 Saved | ₹13,600 | ₹1,960 |
| ₹1,000 | Monthly | ₹24,000 | — | ₹25,700 | ₹1,700 |
| ₹1,000 | Half-Yearly | ₹23,520 | ₹480 Saved | ₹26,400 | ₹2,880 |
| ₹1,000 | Yearly | ₹23,280 | ₹720 Saved | ₹27,200 | ₹3,920 |
| ₹2,000 | Monthly | ₹48,000 | — | ₹51,400 | ₹3,400 |
| ₹2,000 | Half-Yearly | ₹47,040 | ₹960 Saved | ₹52,800 | ₹5,760 |
| ₹2,000 | Yearly | ₹46,560 | ₹1,440 Saved | ₹54,400 | ₹7,840 |
| ₹5,000 | Monthly | ₹1,20,000 | — | ₹1,28,500 | ₹8,500 |
| ₹5,000 | Half-Yearly | ₹1,17,600 | ₹2,400 Saved | ₹1,32,000 | ₹14,400 |
| ₹5,000 | Yearly | ₹1,16,400 | ₹3,600 Saved | ₹1,36,000 | ₹19,600 |
| ₹10,000 | Monthly | ₹2,40,000 | — | ₹2,57,000 | ₹17,000 |
| ₹10,000 | Half-Yearly | ₹2,35,200 | ₹4,800 Saved | ₹2,64,000 | ₹28,800 |
| ₹10,000 | Yearly | ₹2,32,800 | ₹7,200 Saved | ₹2,72,000 | ₹39,200 |
| Plan Name | PMCC 2 Year — Sampada Growth Plan |
| Rate | 6.5% |
| Tenure | 2 Years |
| Investment Modes | Monthly, Half-Yearly, Yearly |
| Rebate Applicability | Half-Yearly & Yearly modes only |
| Minimum Monthly Investment | ₹500 |
| Maximum Illustrated Monthly Investment | ₹10,000 (higher amounts scalable proportionally) |
| Returns | Indicative estimates, subject to PMCC policy and terms |
Download the PMCC 2 Year — Sampada Growth brochure with highlights, figures and contact details.
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