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PMCC FD 1 Year — Sanchay Fixed Plan @ 6%
Short-term safety with assured returns
About this product
PMCC FD 1 Year — Sanchay Fixed Plan is a fixed deposit product from Panchawati Multistate Co-operative Credit Society Ltd. (PMCC), designed for depositors who want short-term safety with an assured, fixed return. Unlike PMCC's recurring/daily savings plans, this is a one-time lump-sum deposit held for a 12-month tenure at a fixed 6% rate.
For example, a deposit of ₹1,00,000 matures to ₹1,06,000 after 12 months, a net benefit of ₹6,000. A larger deposit of ₹10,00,000 matures to ₹10,60,000, a net benefit of ₹60,000. As PMCC's own tagline for this plan puts it: short-term safety with assured returns.
Eligible members on PMCC FD plans may also receive special benefits including accident insurance cover, health assistance support, loan eligibility against the FD, overdraft facility consideration, nomination facility, and senior citizen assistance — subject to eligibility and the society's policies. Loan facility against the FD is available progressively: emergency loan eligibility after 3 months, FD loan/OD consideration after 6 months, and priority processing for regular deposit holders.
| Deposit Amount | Maturity Amount | Net Benefit |
|---|---|---|
| ₹50,000 | ₹53,000 | ₹3,000 |
| ₹1,00,000 | ₹1,06,000 | ₹6,000 |
| ₹2,00,000 | ₹2,12,000 | ₹12,000 |
| ₹5,00,000 | ₹5,30,000 | ₹30,000 |
| ₹10,00,000 | ₹10,60,000 | ₹60,000 |
| Plan Name | PMCC FD 1 Year — Sanchay Fixed Plan |
| Society | Panchawati Multistate Co-operative Credit Society Ltd. (PMCC) |
| Rate | 6% |
| Tenure | 12 Months |
| Deposit Type | One-time Fixed Deposit (lump sum) |
| Loan Against FD | Emergency loan eligibility after 3 months; FD Loan/OD consideration after 6 months; priority processing for regular deposit holders |
| Member Benefits | Accident insurance cover, health assistance support, loan eligibility against FD, overdraft facility consideration, nomination facility, senior citizen assistance (subject to eligibility) |
Download the PMCC FD 1 Year — Sanchay Fixed Plan brochure with highlights, figures and contact details.
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