PMCC 10 Year — Maha Wealth Creator Plan @ 14%
Long-term disciplined investment + rebate benefits = powerful wealth creation with PMCC
About this product
The PMCC 10 Year — Maha Wealth Creator Plan is PMCC's flagship, top-tier plan — offering the highest fixed rate in the entire family, 14%, over the longest available tenure of 10 years. The name Maha Wealth Creator ("great" wealth creator) marks it as the pinnacle plan for investors with the longest time horizon and the appetite for maximum compounding growth. It follows the same three contribution modes as every PMCC plan — Monthly, Half-Yearly, and Yearly — with contributions starting at ₹500/month and scaling up to ₹10,000/month or more.
As with the other PMCC plans, choosing Half-Yearly or Yearly mode unlocks a rebate benefit that lowers the effective investment required for the same maturity. For a ₹10,000/month commitment paid Yearly, the effective investment is ₹11,64,000 (a saving of ₹36,000) against ₹12,00,000 under the Monthly mode — while maturing to the same estimated ₹26,00,000, delivering a net benefit of ₹14,36,000 versus ₹11,00,000 on the Monthly mode.
Maha Wealth Creator completes the full PMCC ladder — Sanchay Quick Save (1 yr, 6%), Sampada Growth (2 yr, 6.5%), Nitya Balance (3 yr, 7%), Pragati Wealth (5 yr, 10%), Stambha Long Term (7 yr, 11%), Sampoorna Power (8 yr, 12%), and now Maha Wealth Creator (10 yr, 14%) — giving investors a full spectrum of tenures and returns to plan against any financial goal. As PMCC's own closing message puts it: long-term disciplined investment, combined with rebate benefits, is what drives powerful wealth creation.
| Monthly Investment | Mode | Effective Investment | Rebate Benefit | Est. Maturity | Net Benefit |
|---|---|---|---|---|---|
| ₹500 | Monthly | ₹60,000 | — | ₹1,15,000 | ₹55,000 |
| ₹500 | Half-Yearly | ₹58,800 | ₹1,200 Saved | ₹1,22,000 | ₹63,200 |
| ₹500 | Yearly | ₹58,200 | ₹1,800 Saved | ₹1,30,000 | ₹71,800 |
| ₹1,000 | Monthly | ₹1,20,000 | — | ₹2,30,000 | ₹1,10,000 |
| ₹1,000 | Half-Yearly | ₹1,17,600 | ₹2,400 Saved | ₹2,44,000 | ₹1,26,400 |
| ₹1,000 | Yearly | ₹1,16,400 | ₹3,600 Saved | ₹2,60,000 | ₹1,43,600 |
| ₹2,000 | Monthly | ₹2,40,000 | — | ₹4,60,000 | ₹2,20,000 |
| ₹2,000 | Half-Yearly | ₹2,35,200 | ₹4,800 Saved | ₹4,88,000 | ₹2,52,800 |
| ₹2,000 | Yearly | ₹2,32,800 | ₹7,200 Saved | ₹5,20,000 | ₹2,87,200 |
| ₹5,000 | Monthly | ₹6,00,000 | — | ₹11,50,000 | ₹5,50,000 |
| ₹5,000 | Half-Yearly | ₹5,88,000 | ₹12,000 Saved | ₹12,20,000 | ₹6,32,000 |
| ₹5,000 | Yearly | ₹5,82,000 | ₹18,000 Saved | ₹13,00,000 | ₹7,18,000 |
| ₹10,000 | Monthly | ₹12,00,000 | — | ₹23,00,000 | ₹11,00,000 |
| ₹10,000 | Half-Yearly | ₹11,76,000 | ₹24,000 Saved | ₹24,40,000 | ₹12,64,000 |
| ₹10,000 | Yearly | ₹11,64,000 | ₹36,000 Saved | ₹26,00,000 | ₹14,36,000 |
| Plan Name | PMCC 10 Year — Maha Wealth Creator Plan |
| Rate | 14% |
| Tenure | 10 Years |
| Investment Modes | Monthly, Half-Yearly, Yearly |
| Rebate Applicability | Half-Yearly & Yearly modes only |
| Minimum Monthly Investment | ₹500 |
| Maximum Illustrated Monthly Investment | ₹10,000 (higher amounts scalable proportionally) |
| Returns | Indicative estimates, subject to PMCC policy and terms |
Download the PMCC 10 Year — Maha Wealth Creator brochure with highlights, figures and contact details.
Download brochure View uploaded leafletGet details, site visits, EMI options or enrolment help for PMCC 10 Year — Maha Wealth Creator.
+91 95812 66445 Contact form
Savings Plans
A 1-year recurring savings plan offering monthly, half-yearly and yearly modes at 6%, with rebate savings on half-yearly and yearly investments and net profits ranging from ₹180 to ₹10,800 depending on your monthly contribution.
View details
Savings Plans
A 2-year recurring investment plan offering monthly, half-yearly and yearly modes at 6.5%, with rebate savings on half-yearly and yearly investments and net profits ranging from ₹850 to ₹39,200 depending on your monthly contribution.
View details
Savings Plans
A 3-year recurring investment plan offering monthly, half-yearly and yearly modes at 7%, with rebate savings on half-yearly and yearly investments and net profits ranging from ₹1,900 to ₹82,800 depending on your monthly contribution.
View details