PMCC 8 Year — Sampoorna Power Plan @ 12%
Save More, Grow Safely — PMCC's most powerful long-term plan at 12%
About this product
The PMCC 8 Year — Sampoorna Power Plan is PMCC's flagship plan, offering the highest fixed rate across the entire PMCC family — 12% — over an 8-year tenure, the longest available. The name Sampoorna ("complete" or "whole") reflects its role as the most comprehensive wealth-building option for investors committed to the longest horizon. It follows the same three contribution modes — Monthly, Half-Yearly, and Yearly — with contributions starting at ₹500/month and scaling up to ₹10,000/month or more.
As with the other PMCC plans, choosing Half-Yearly or Yearly mode unlocks a rebate benefit that lowers the effective investment required for the same maturity. For a ₹10,000/month commitment paid Yearly, the effective investment is ₹9,31,200 (a saving of ₹28,800) against ₹9,60,000 under the Monthly mode — while maturing to the same estimated ₹17,20,000, delivering a net benefit of ₹7,88,800 versus ₹6,00,000 on the Monthly mode.
Sampoorna Power completes the full PMCC ladder — Sanchay Quick Save (1 yr, 6%), Sampada Growth (2 yr, 6.5%), Nitya Balance (3 yr, 7%), Pragati Wealth (5 yr, 10%), Stambha Long Term (7 yr, 11%), and now Sampoorna Power (8 yr, 12%) — giving investors a full spectrum of tenures and rates to match their financial goals.
| Monthly Investment | Mode | Effective Investment | Rebate Benefit | Est. Maturity | Net Benefit |
|---|---|---|---|---|---|
| ₹500 | Monthly | ₹48,000 | — | ₹78,000 | ₹30,000 |
| ₹500 | Half-Yearly | ₹47,040 | ₹960 Saved | ₹82,000 | ₹34,960 |
| ₹500 | Yearly | ₹46,560 | ₹1,440 Saved | ₹86,000 | ₹39,440 |
| ₹1,000 | Monthly | ₹96,000 | — | ₹1,56,000 | ₹60,000 |
| ₹1,000 | Half-Yearly | ₹94,080 | ₹1,920 Saved | ₹1,64,000 | ₹69,920 |
| ₹1,000 | Yearly | ₹93,120 | ₹2,880 Saved | ₹1,72,000 | ₹78,880 |
| ₹2,000 | Monthly | ₹1,92,000 | — | ₹3,12,000 | ₹1,20,000 |
| ₹2,000 | Half-Yearly | ₹1,88,160 | ₹3,840 Saved | ₹3,28,000 | ₹1,39,840 |
| ₹2,000 | Yearly | ₹1,86,240 | ₹5,760 Saved | ₹3,44,000 | ₹1,57,760 |
| ₹5,000 | Monthly | ₹4,80,000 | — | ₹7,80,000 | ₹3,00,000 |
| ₹5,000 | Half-Yearly | ₹4,70,400 | ₹9,600 Saved | ₹8,20,000 | ₹3,49,600 |
| ₹5,000 | Yearly | ₹4,65,600 | ₹14,400 Saved | ₹8,60,000 | ₹3,94,400 |
| ₹10,000 | Monthly | ₹9,60,000 | — | ₹15,60,000 | ₹6,00,000 |
| ₹10,000 | Half-Yearly | ₹9,40,800 | ₹19,200 Saved | ₹16,40,000 | ₹6,99,200 |
| ₹10,000 | Yearly | ₹9,31,200 | ₹28,800 Saved | ₹17,20,000 | ₹7,88,800 |
| Plan Name | PMCC 8 Year — Sampoorna Power Plan |
| Rate | 12% |
| Tenure | 8 Years |
| Investment Modes | Monthly, Half-Yearly, Yearly |
| Rebate Applicability | Half-Yearly & Yearly modes only |
| Minimum Monthly Investment | ₹500 |
| Maximum Illustrated Monthly Investment | ₹10,000 (higher amounts scalable proportionally) |
| Returns | Indicative estimates, subject to PMCC policy and terms |
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